Flooding is a national problem...

Often people pay way to much for Flood Insurance, this is usually because their agent or company does not take the necessary steps to gather the proper information that is need for a affordable premium. If you feel you are paying to much for Flood Insurance, please let us know if you would like to discuss this often overlooked coverage.

Flood insurance is designed to provide an alternative to disaster assistance to reduce the escalating costs of repairing damage to buildings and their contents caused by floods. Flood damage is reduced by nearly $1 billion a year through communities implementing sound floodplain management requirements and property owners purchasing of flood insurance. Additionally, buildings constructed in compliance with NFIP building standards suffer approximately 80 percent less damage annually than those not built in compliance. And, every $3 paid in flood insurance claims saves $1 in disaster assistance payments.

In addition to providing flood insurance and reducing flood damages through floodplain management regulations, the NFIP identifies and maps the Nation's floodplains. Mapping flood hazards creates broad-based awareness of the flood hazards and provides the data needed for floodplain management programs and to actuarially rate new construction for flood insurance.

Buying flood insurance is the best thing you can do to protect your home, your business, family, and financial security.